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Rate text information is intended as a general market reference only, as of the date of creation, and intended for mortgage professionals and their partners’ use. It is not intended…

What Should Home Buyers Think About Before Contacting a Real Estate Agent? April 10th, 2023 | Tom Theewis Buying a home is one of the biggest financial decisions most people…

What are Seller Concessions?  April 7th, 2023 | Tom Theewis  When purchasing a home there are certain costs that as a buyer you are responsible for. Some of those costs…

April 5th, 2023 | Tom Theewis Buying a house is one of the most significant financial decisions you’ll make in your lifetime. It’s crucial to determine how much house you…

April 3rd, 2023 | Tom Theewis  When you get a mortgage, there’s a limit to how much you can borrow. On an individual level, this will be determined by how…

March 29th, 2023 | Tom Theewis Some Big Changes to Mortgage Costs Were Just Announced At the beginning of this year, the Federal Housing Finance Agency (FHFA) released updates to…

Federal Housing Administration (FHA) Announces Mortgage Insurance Premium Reduction for all FHA Loans  March 27th, 2023 | Tom Theewis  In late February of this year, the U.S. Department of Housing…

With interest rates still at a high, temporary buydowns have become an avenue that some sellers and buyers may consider. A 2-1 buydown program is a concession offered by sellers…

In our last post we talked about the pre-approval and how the twp most important items that any potential home buyer needed to focus on first was their credit and…

In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home…

Did your offer get accepted?  If so, congratulations!!! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to…